Helping You Navigate Through a Life-Changing Event
Receiving a lump sum of money, either from an inheritance, or a divorce settlement or compensation payment is a life-changing, pivotal moment. Often, it is also an incredibly emotional time as it is the outcome of a significant disruption in your life. In many cases, this money is what you’ll be relying on to set you up for the next opportunities that come your way, or to see you through the rest of your days. The right advice from the right people is more critical than ever.
At Empire Financial Group we believe a detailed strategy, coupled with education and support, will put your mind at ease, to give you the confidence that everything will be alright. We have significant experience navigating clients through life-changing events, understanding that while managing money is important, managing your understanding and comfort levels with the decisions you make is key.
Your situation will be different to everyone else so our strategies are completely customised. Before your Empire Financial Group team develops your strategy, we take into account your:
- income, budget and available funds
- tolerance to risk and fluctuating asset values
- tax position
- when you will need funds and the purpose
Our financial planning processMuch of our clients’ success relates to using the specialties of each team member and following our financial planning process.
Assess your current situation regarding your financial position, income, and family. We'll ask about your financial goals and help you set them.
Use our detailed modelling to chart a course for your financial future.
Present a strategy for how we can improve your financial future and achieve your goals.
Stick with you along the journey, providing regular ongoing advice and support.
Your financial planner Perth strategy
Once your financial objectives are identified, your Empire Financial Group team will financially model out all your available cashflows, and help find extra if required, to map out how to:
- Pay down debts
- Save for goals, like education, holidays, or your retirement
- Purchase new investment assets
- Reduce any tax you may be unnecessarily wasting, and;
- Implement a suitable estate planning strategy.
- Superannuation, including GESB and Self Managed Super Funds
- Companies and Trusts
- Managed Funds
- Cash and Bank Deposits
- Insurance products
- Investment Properties
- Wills and Enduring Powers of Attorney