GESB Advice

Specialists in GESB Financial Advice

GESB super funds can have powerful tax and wealth accumulation benefits if used correctly and by a team with experience in working in the GESB advice space. Empire can provide you with a tailored financial plan with recommendations about how to best use your GESB super.

Empire Financial Group are in the unique position of having had our in-house GESB capabilities created by engaging the services of a former GESB (Government Employees Superannuation Board) adviser at executive advice level, while at board level collaborating with a former GESB senior manager and acting CEO.

GESB Advice

“As school teachers, we both had GESB accounts and had been to lots of seminars over the years.  The advisers at Empire helped make sense of it all and fit it into our situation, and we’ve been very impressed with their knowledge of how to make GESB work for us and the service they provide.”

John and Lynn Duzevich, Dardanup

GESB West State Super

If you were a WA public sector employee prior to April 2007, you may have a West State Super account. There are a number of benefits on these accounts including before-tax contributions not counting towards your annual concessional contributions (instead there is a lifetime cap) and tax not deducted when contributions enter the account, rather on exit.

You may be able to increase tax deductions to offset paid employment, self employment, distributions from trusts or company dividends, or offset capital gains tax.

GESB Gold State Super

If you were a WA public sector employee prior to 1995, you may have a Gold State Super account. Benefits of Gold State Super include not paying tax until the benefit is paid or rolled over to you and certainty of the value of your benefit as the account is not impacted by market performance.

GESB for Medical Staff

Whether you are currently working in the public system or you started out in public before moving to private practice, you may be in a fortunate position to take advantage of the powerful benefits GESB has to offer.

Planning Your Best GESB Outcome

Our experience with GESB coupled with our knowledge of the wider superannuation and investment markets means we can combine the best of both worlds to achieve your goals.

success stories

contact our GESB specialists

Empire Disclaimer

The information contained on this website is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek the appropriate financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.